Holiday Home Insurance Specialists

Get a holiday home insurance quote today.

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PROTECT YOUR HOLIDAY HOME

Just like your primary residence, holiday homes are susceptible to risks such as fire, theft, vandalism, and natural disasters. Holiday home insurance provides coverage to repair or replace the property and its contents in case of damage or loss due to these events. 

Why do you need holiday home insurance?

Holiday homes often remain unoccupied for extended periods, leaving them vulnerable to risks such as break-ins, burst pipes, or other damages. Specialized insurance can provide coverage for these risks.

What can we cover?

We can provide cover for an extensive range of property types, including:

  • Holiday Let
  • Cottages
  • Apartments/Flats
  • List Holiday Homes
  • Chalets
  • Log Cabins
  • Shepherd Huts
Holiday home property set in the countryside and in need of insurance, let's ensure the property isn't underinsured and they contact for a quotation

Liability Coverage

If someone is injured while on your holiday property, you could be held liable for medical expenses and other damages. Holiday home insurance typically includes liability coverage to protect you in such situations.

Peace of Mind

Having insurance for your holiday home gives you peace of mind knowing that you're financially protected against unforeseen events that could potentially result in significant financial loss.

Some key benefits

Our policies can include some of the additional key benefits. 

  • Accidental damage cover to buildings and contents
  • Malicious damage by holiday let tenants cover
  • Theft and attempted theft by holiday let tenants cover

How much should my buildings be insured for?

You will need to give a rebuild value for your property. This is how much it would cost to rebuild it from scratch if it got destroyed, not its market value. Use the ABI public rebuild calculator to check that your buildings insurance amount still covers the rebuild cost.

Property Products Available

We are a specialist commercial insurance broker.  From high net worth home insurance, second home insurance to unoccupied property insurance, we've got you covered.  We constantly update this page, but if you can’t find what you’re looking for please get in touch. 

Residential, landlords property set in a local town and in need of buildings insurance, let's ensure the property isn't underinsured and they contact for a quotation

Landlords Insurance

Cover for tenanted properties, to provide cover for loss or damage to your property

High street commercial property based in the Chester City centre in need of buildings insurance, let's ensure the property isn't underinsured and they contact for a quotation

Commercial Property Insurance

Cover for commercial properties, to provide cover for loss or damage to your property

High net worth insurance is a collective term which describes the insurance products designed to protect people with high-value homes and possessions – including jewellery, antiques and collectables

High Net Worth Home Insurance

High net worth home Insurance cover for higher value personal homes, to provide cover for the buildings and/or contents on an all risks basis

Unoccupied buildings insurance provides cover in many situations that can arise when your home is empty for more than 30 days,  including fire, storm and malicious damage.

Unoccupied Property Insurance

Cover for for unoccupied properties, to provide cover for loss or damage to your property

Annual travel insurance or also known as multi-trip insurance. This covers you for all the trips you're planning on taking over the course of a year.

Travel Insurance

Single trip or Annual multi-trip travel cover, pre-existing medical conditions covered as Standard or with an additional premium.

Motorhome insurance is motor cover specific to motorhomes. It can provide cover towards the cost of repairs or replacement, if your motorhome is damaged in an accident, stolen or fire damage.

Motorhome Insurance

Comprehensive cover for motorhomes and campervans

Some of our Insurer Partners

Below is a list of some of the partners we're working with to find you the right cover at a competitive price

preferred partner insurer intasure who specilise in holiday home and property insurance
preferred partner insurer Vasek insurance who specilise in holiday home and property insurance
preferred partner insurer Abacas who specilise in holiday home and property insurance
magenta: holiday home provides insurance protection for privately owned Holiday Homes and homes used as shortterm Holiday Lets for their Buildings and / or their contents.
preferred partner insurer Aviva who specilise in landlords and commercial property owners insurance and all types of property insurance
preferred partner insurer Modus who specilise in holiday home and property insurance
preferred partner insurer Cherish who specilise in holiday home and property insurance
preferred partner insurer Plum Underwriting who specilise in holiday home and property insurance

'we've got you covered'

Take a look at our latest news and videos, we will constantly update this section. Get an insurance quote for your holiday home or property today by contacting our team on 01829 706436 for more information.

Jason Munnelly – Director. Jason began his insurance journey working for a local broker in his hometown of Ellesmere Port, then after spending 12 years with the Swinton Group he joined The County Group where he spent a further 14 years with his most recent role of Sales Director looking after 10 sites mainly new acquisitions until forming Insureurholidayhome part of Portal Broking Group Limited in May 2022

6 Top Tips to Prevent being Under-insured

Being underinsured threatens a business’ entire survival. A single loss event can be disastrous if a business is underinsured and receives an insurance payout following the loss that is insufficient to return the business to its pre-loss position. Have a look at our 6 tips to keep your business from being underinsured. If your business or motor fleet insurance is due for renewal or you're looking to startup a new business and need advice then give us a call today.

Reducing Plastic Waste

An estimated 5 million tonnes of plastic is used every year in the UK, nearly half of which is packaging. Sadly, less than10% of plastic packaging actually gets recycled. This video provides three tips for reducing plastic waste.

Commercial Property Insurance Market in 2023

This video provides information on noteworthy trends and factors that are expected to impact the commercial property insurance market in 2023.

If you have enjoyed your experience insuring through insureurholidayhome, and have been impressed by the service you've received, telling your friends and family about it will be a rewarding conversation for you.

Recommend a friend

Earn £25 in vouchers when you refer someone to us. 

If you have enjoyed your experience insuring through insureurholidayhome, and have been impressed by the service you've received, telling your friends and family about it will be a rewarding conversation for you.

Referring your friends and family couldn’t be easier.

Opening Hours

  • Mon – Fri
    • 09:00 am – 05:00 pm
  • Sat – Sun
    • Closed

Call us today on 01829 706436

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insureurholidayhome is trading name of Portal Broking Group Ltd , a limited company registered in England and Wales number 13943497 at Unit 1 Portal Business Park, Eaton Rd, Tarporley, Cheshire, CW6 9DL.

Portal Broking Group Limited is authorised and regulated by the financial conduct authority number 972761.

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