Compare multiple insurers in one place
Bronze, silver and gold options available. Cover for hundreds of pre-existing medical conditions. No age limit. Cancellation cover starts immediately on single trip policies (so arrange cover as soon as you book)
Single Trip insurance (cover for one holiday) or Annual multi trip insurance (unlimited holidays in 12 months)
Get a quote online and be covered in just a few moments
Medical & Repatriation
Upto *£15m emergency medical & repatriation expenses if you get ill or injured in an accident abroad including emergency dental treatment for immediate pain relief.
*Cover varies by insurer
Cancellation
of Trip
Up to *£12,500 if you have to unexpectedly cancel or cut short your trip. if a change in circumstance means you can no longer travel, e.g. a medical diagnosis, death of a loved one, redundancy.
*Cover varies by insurer
Personal Effects & Baggage
Up to *£3,000 cover for loss, theft or damage of your belongings
*Cover varies by insurer
Loss of Passport, Documents & Money
Cover for loss or theft of your passport, travel documents and money.
Personal
Accident
Up to *£50,000 if you have an accident on holiday
*Cover varies by insurer
Smart
Luggage
Multi award-winning parametric insurance for delayed/lost luggage. Included on gold cover, can be added to bronze/silver or buy standalone. See below for further details.
Introducing
Smart Luggage
Real time pay-outs if your luggage is lost or delayed
And a further £500 if it cannot be located after 48-hours
Get £50 if luggage is delayed and cannot be located after 30-minutes
Must register and add flights. Terms apply, ask for further details
The cost of claims.
According to the ABI and based on 2022 claims.
362,000
claims made throughout 2022
£352m
paid out in travel claims in 2022
£973
average claim cost
£1,750
average claim for medical treatment
2 minutes
every 2 minutes a new travel claim
129,000
cancellation of a holiday in 2022
£250,000
case study - blood infection in Thailand, hospital and air ambulance back to the UK
£11,342
case study - poolside slip in Turkey led to multiple displaced facture
Travel Insurance FAQs
How much does travel insurance cost?
The cost of Travel Insurance is dependent on a number of factors including your age and
medical history. It will also depend on where you’re going and for how long, and whether you want single trip cover or an annual policy.
Can you pay monthly?
No, payment is taken up front.
On annual policies, do I need to tell you each time I travel?
No, once cover is in place you do not need to inform us pr the insurer when you are travelling. However, you should always check the country you are visiting is covered under your policy, e.g. if you have a European policy but are travelling to the USA, you’d need to upgrade to a worldwide policy that includes travel to the USA.
Is Annual travel insurance cheaper than Single Trip?
Not always, no. It depends on your circumstances, and you should also consider how many
trips you plan to take. We can guide you through this process and we’d always recommend getting a single trip quote if you have a holiday booked – we’ll show you the annual price alongside it.
Do you offer cruise cover?
Yes, all insurers on our panel cover cruises, and some provide cruise specific benefits, too. You will need to answer yes to the cruise question when getting your quote.
On annual couple / family policies can I travel solo?
Yes, if you buy an Annual Multi Trip policy all adults on the policy can travel independently. Terms vary for Children.
Will my annual policy automatically renew?
No, we will write to you 21 days before your policy is due to expire, and you’ll need to call us
to run through a new quotation.
I live outside the UK, can I still get insurance?
No, you must be a resident of the UK, Channel Islands or Isle of Man and trips must start and
end in the UK.
If my travel agent cancels the holiday, am I covered for cancellation?
No, it would be the responsibility of your Travel Agent or tour operator to reimburse you or
offer an alternative holiday. Your Travel Insurance is there to protect you if you need to cancel the holiday, for example due to a change in medical circumstance means you can’t travel. Cancellation terms and limits vary by insurer and you should always check the wording.
Travel Insurance Overview
This video provides an overview of how travel insurance may be able to help protect your holiday.
insureurholidayhome is trading name of Portal Broking Group Ltd , a limited company registered in England and Wales number 13943497 at Unit 1 Portal Business Park, Eaton Rd, Tarporley, Cheshire, CW6 9DL.
Portal Broking Group Limited is authorised and regulated by the financial conduct authority number 972761.
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